KCI - A Trusted Resource for Motor Carriers

• KCI offers keen insights into all aspects of the motor carrier/owner operators
• Protects our clients should owner operators seek employee status
• Keeps you updated on legal issues pertaining to status and coverages
• Protects you when workers compensation insurance carriers audit your firm
• KCI reviews owner operator lease agreements to ensure motor carrier is protected
• Our unique solutions will help ensure your company is a best in class motor carrier
• KCI maintains a staff and network of experts to help motor carriers with these and other challenges
• We have seen million dollar audits, $200,000 legal bills pertaining to employee vs. owner operator - KCI's planning and analysis protects companies from these scenarios

Owner Operator

Companies which contract with owner operators are exposed to many risks when they do not offer sponsored (pass through) insurance programs for their independent operators. Many independent operators are unable to secure Workers Compensation and Occupational Accident Coverage, leaving companies like yours potentially liable for large, unplanned losses. KCI can help. KCI can assist owner operators, independent contractors and the companies which utilize their services. KCI can tailor unique programs to cost effectively protect motor carriers. KCI programs offer benefits which are paid directly to the drivers while the premium can be deducted from contract fees or included with leasing fees, eliminating complicated administration.

KCI - Expertise

• Lease agreement reviews
• Owner operator benefits program analysis
• Best in class tailored programs to attract quality owner operators
• Legislative updates to keep you advised on all changes
• Creative group programs specific to Motor Carriers

KCI can offer keen insights and advice in areas like Contingent Liability Insurance which helps motor carriers, should an owner-operator seek legal employee status. This type of insurance covers and legally defends the named motor carrier, should an owner-operator be deemed an employee. If an owner-operator is determined to be an employee, Contingent Liability Insurance responds to cover losses from on-the-job injuries, relieving the corporate Workers' Compensation policy of this load.

Contingent Liability Insurance benefits motor carriers by providing insured drivers with standard benefit levels, which may be specified amounts or equivalent to statutory Workers' Compensation coverage. Contingent Liability Insurance is typically written concurrently with Truckers Occupational Accident Insurance policies.

The KCI Approach

KCI's goal is to help our transportation clients:

• Minimize legal fees and stay out of court
• Mitigate carrier audit issues
• Provide best in class programs
• Protect your bottom line from large, unplanned costs, reduce risk
• Improve overall performance through our innovative risk management approach

Our clients view us as a trusted resource, not merely a provider of insurance. And since we only work with transportation firms like yours, we are experts in the field, and our clients come to rely on us for a myriad of business advice. We're all about improving risk profile and ensuring both motor carriers and owner operators are receiving the highest possible value from our trusted advisor relationship.

---

News and Updates for Motor Carriers and Owner Operators

Coming soon.